Smoking gives you higher premiums
Posted in General Information, Guide by: editor
Did you know that lighting up makes you pay higher home insurance premiums?
If you don’t, then now you do. While you may think it silly and ridiculous at first, there is some reason to it. Hundreds to thousands of fires have been caused by cigarettes that have been left lying around or have not been properly extinguished. And while you may call youself a “responsible smoker”, the fact still remains that you frequently light a fire inside your house, because no matter how small, all a fire needs to start is the smallest spark.
If you’re thinking of quitting the habit, then you might be able to apply for lower premiums. However not all insurance companies are understanding, and you may need to shop around for an insurance company that’ll listen to you when you get disapproved the first time.